We lend to foreigners and expats against the property and the income behind it. The loan is secured by a first lien, signed in front of a Colombian notary, and run by a team that speaks English and Spanish.
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WLG | Home purchase
Financing for residential property in the major cities, including for buyers who do not live in Colombia.
First lien on the property you buy
Underwritten on the asset and your income
No Colombian credit score needed
WLG | Income property
Loans for rental properties and for commercial space such as offices and retail, anywhere in the country.
Rental and commercial property
Lien registered at the public registry
Medellín, Bogotá, Cartagena and more
WLG | Build and refinance
Funds for new construction or a major renovation, or better terms and cash drawn against a property you already own.
Lower your rate or release equity
Same notary and registry process
One bilingual team from start to finish
Written for people buying from abroad, so each step says what happens and who signs what.
You start the application online. We look at your nationality, where your income comes from and what you want to buy, and tell you whether it is a loan we can make. No Colombian credit score is needed.
You send the full application and documents. We underwrite on the asset and on your income, not on a Colombian credit history. Once you are approved, you confirm which property will secure the loan.
The mortgage deed (escritura pública) is signed before a Colombian notary and the lien is registered at the Oficina de Instrumentos Públicos, which gives us a first-lien position. Funds are paid out at closing. From approval this usually takes 10 to 15 business days.
You pay interest monthly on the schedule you agreed. We watch the loan for its whole term, and our bilingual team is there for anything that comes up on servicing.
When you have repaid principal and interest in full, we issue a Paz y Salvo. It is the Colombian certificate that the loan is paid and nothing is owed.
With the Paz y Salvo in hand, the hipoteca is cancelled at the notary and removed from the public property registry. The property is yours, with nothing registered against it.
We are a real estate lender based in El Poblado, Medellín. We lend to foreigners and expats on Colombian property, against the asset and your income, with a bilingual team.
No. We underwrite on the property and on your income, not on a Colombian credit history.
Yes. Our advisors work in English and Spanish, by WhatsApp, email or through the application.
Before a Colombian notary. The mortgage deed (escritura pública) is signed there and the lien is registered at the Oficina de Instrumentos Públicos, which gives us a first-lien position.
Usually 10 to 15 business days from approval.
Nothing. There is no application fee, and nothing you enter affects your credit.
The Colombian certificate you receive when the loan is repaid in full. With it, the mortgage is cancelled at the notary and removed from the property registry.
We keep the process short and give you an answer without making you chase for one.
Our advisors work in both languages, so you can read what you sign and ask about anything you do not follow.
Because we place loans across a wide group of lenders, we can look for the terms that fit your situation instead of offering one product.
We know the Colombian property market and the paperwork around it, and we hold ourselves to international standards.
The application takes a few minutes and costs nothing. When you submit it you get an indicative range back.
Start your application